VA News – If you are a Civilian Health and Medical Program of VA (CHAMPVA) beneficiary and you also have other health insurance, you might wonder: How do they work together? Here’s what you need to know to get the most from your coverage.
Most providers handle the CHAMPVA part for you but if your provider does not, just ask for a copy of the claim and EOB from your other health insurance so you can send it directly to CHAMPVA yourself.
You can have both CHAMPVA and other health insurance:
- Your provider bills your other health insurance first.
- Once they get the Explanation of Benefits (EOB), they send it and the bill to CHAMPVA. CHAMPVA can help cover what’s left, like deductibles, co-pays and co-insurance, up to the allowable amount.
